The Official Blog of Trevor Downing
The Blog hub for Trevor Downing Financial Management, based in the heart of Kent. Here, you can access the latest market analysis and comprehensive financial planning guides. Stay ahead of regulatory changes and gain the knowledge you need to achieve your personal financial objectives.
Why a Letter of Wishes is so worthwhile
I parted company with my wife back in 2016 but still have a good relationship with both her and my children. However, I feel it can never be the same as when we were all living together. In my will...
Interest Rates – get your fix ASAP
Interest rates have gone up from the lowest rates since the Bank of England started in 1694. Psychologically we become resistant to increasing or replacing a mortgage when rates have just gone up....
Squeezing those little extras out of your savings and deals
We have seen a fall in most investments apart from deposits this year. It is most unusual to see Gilts and Bonds fall in value at the same time as Equities. I have not seen this for probably 60...
Make the most of your married status
What was much more common years ago was where the man controlled the money and so often all of the assets were in the man’s name where he would suffer in particular Income Tax and Capital Gains Tax....
Inheritance Tax unfairness
I am not sure how you feel that sometimes law and regulations seem so unfair to certain categories of people. Although it was a long time ago I recall two sisters lived in a very valuable house and...
To Monaco and back
I read this week about a very successful leading UK company that may well be acquired by a private equity firm. I actually met the owners of this company in Monaco some years ago, and it was such a...
What to do for my new grandchild?
I had my fifth grandchild born into the world this week, and naturally as grandparents, we wish to help them. I will not, in spite of the tax benefits, be investing money into a pension plan for...
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Trevor Downing IFA is a Trading Style of Trevor Downing Financial Management (IFA) Limited. Trevor Downing Financial Management (IFA) Limited is authorised and regulated by the Financial Conduct Authority. Trevor Downing Financial Management (IFA) Limited is entered on the financial services register https://register.fca.org.uk/ under Firm Reference: 118176. Trevor Downing Financial Management (IFA) Limited is Registered in England at Companies House: 01829773
The information contained in this website ultimately relates to UK regulatory regime and is therefore restricted, and only relevant to consumers based in the UK.
Information contained on this website is not, and should not in itself be construed as, financial advice which can only be provided upon full appraisal and consideration of your individual circumstances.
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The value of your investments can go down as well as up, so you could get back less than you invested.