Protection Videos
Learn about Protection through our short informative videos.
Life Assurance
Life Assurance is the mainstay of financial planning. Just about every household needs life assurance to make sure that families and loved ones are protected. Yet, putting in cover and the right type is not straightforward. There are key questions such as how much cover, what type of policy, and which company has the most suitable option, which normally boils down to the cost. Getting appropriate protection in place requires expertise, and this video explains more about what that means.
The video looks at all aspects of taking out a policy, including whether it should be subject to a trust on pay-out (most policies are not, and they should be).
Critical Illness Insurance
Critical Illness Insurance is a type of policy or plan you can take out that provides a pay-out of a cash lump sum, should you suffer a critical illness.
This insurance can prove invaluable, as the financial consequences and strains caused by a serious illness are often considerable.
The cash lump sum can then be used to help pay bills and expenses, keep pension payments going, and, in some cases, help with the cost of treatment or travel.
This provides peace of mind, as a diagnosis of such an illness is stressful enough without having the additional burden of financial worries on top.
This is a video that explains how the insurance works, which illnesses are typically covered, and why this type of policy is such an essential part of a comprehensive financial plan for families.